What deductions are included in Kenya net salary?
The calculator estimates PAYE income tax, SHIF, NSSF and Affordable Housing Levy to show the expected take-home pay from a gross monthly salary.
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Net Salary
SalaryCalculate take-home pay after PAYE, SHIF, NSSF and Affordable Housing Levy deductions
Updated for 2026Kenya-focusedFree to use
Net Salary Calculator
Estimate your take-home pay after all statutory deductions (PAYE, SHIF, NSSF, AHL).
Kenya statutory deductions applied
Includes PAYE tax bands, SHIF (2.75%), NSSF tiers, and Affordable Housing Levy (1.5%).
Your Estimate
Enter your details in the calculator to see your net salary breakdown.
Gross pay-
Total deductions-
Net salary-
These estimates are for planning purposes. Actual values may vary depending on employer arrangements and KRA updates.
Net Salary for Kenya
This Kenya net salary calculator helps convert gross salary to take-home pay by estimating PAYE, SHIF, NSSF and Affordable Housing Levy deductions. It is useful for employees comparing job offers, HR teams checking payroll estimates, and anyone searching for a PAYE calculator Kenya 2026 or gross-to-net salary calculator.
How this calculator works
1
Enter amount
Type the figures or details you want to calculate.
2
Choose options
Select the calculator settings that match your situation.
3
View estimate
Review the expected result before making a decision.
Built around Kenyan decisions
Salary estimates focus on Kenya payroll deductions, including PAYE, SHIF, NSSF and Affordable Housing Levy.
Local focus
Kenya
Access
Free
Common questions
Quick answers for people comparing rates, deductions and calculator results in Kenya.
Is SHIF different from NHIF?
Yes. SHIF replaced NHIF for current Kenyan payroll deductions. This calculator uses SHIF terminology and current contribution logic.
Does PAYE apply to gross salary?
PAYE is calculated after allowable deductions and reliefs, not simply as one flat percentage of gross salary.
Can I use this for payroll advice?
Use it as an estimate for planning. Employers, accountants and HR teams should confirm statutory payroll figures against official KRA, SHIF and NSSF guidance.
How do I convert gross salary to net salary in Kenya?
Start with gross monthly salary, subtract statutory payroll deductions such as NSSF, SHIF, PAYE and Affordable Housing Levy, then apply any relevant reliefs to estimate take-home pay.
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